U.S. domestic automakers are all running low on cash. That is one reason they are anxious for the federal government to appropriate the long anticipated $25 billion in low cost loans. These loans are to be used to retool their plants in order to build more fuel-efficient cars. Members of the Michigan Congressional delegation thought the funds would available as early as January 2009. The Energy Department, however, says it will be some time in 2010 at the earliest.